Please contact the following members of the Community Affairs staff if you have questions or would like additional copies of this publication.

CLEVELAND

Laura McGowan
Assistant Vice President and Community Affairs Officer
(216) 579-2891

Ruth Clevenger
Manager
(216) 579-2392

Clark Broida
(216) 579-2391

Donna Cotton
(216) 579-2903

Laura Kyzour
(216) 579-2846


CINCINNATI

Candis Smith
(513) 721-4787 ext. 350


PITTSBURGH

Althea Worthy
(412) 261-7943



Editor
Robert Sberna
(216) 579-2033
robert.c.sberna@clev.frb.org

We welcome your comments and suggestions

The views stated in Community Reinvestment Forum are those of the individual authors and are not necessarily those of the Federal Reserve Bank of Cleveland or of the Board of Governors of the Federal Reserve System.

Materials may be reprinted provided that the source is credited. Please send copies of reprinted materials to Community Affairs, Federal Reserve Bank of Cleveland, P.O. Box 6387, Cleveland, Ohio 44101-1387.