Please contact the following
members of the Community
Affairs staff if you have questions
or would like additional copies of
this publication.
CLEVELAND

Laura McGowan
Assistant Vice President
and Community Affairs Officer
(216) 579-2891
Ruth Clevenger
Manager
(216) 579-2392
Clark Broida
(216) 579-2391
Donna Cotton
(216) 579-2903
Laura Kyzour
(216) 579-2846
CINCINNATI

Candis Smith
(513) 721-4787 ext. 350
PITTSBURGH

Althea Worthy
(412) 261-7943

Editor
Robert Sberna
(216) 579-2033
robert.c.sberna@clev.frb.org
We welcome your comments and
suggestions
The views stated in Community
Reinvestment Forum are those of
the individual authors and are not
necessarily those of the Federal
Reserve Bank of Cleveland or of
the Board of Governors of the
Federal Reserve System.
Materials may be reprinted provided that the source is credited.
Please send copies of reprinted
materials to Community Affairs,
Federal Reserve Bank of Cleveland,
P.O. Box 6387, Cleveland, Ohio
44101-1387.