Supervision and Regulation
Regulations
The Federal Reserve Bank of Cleveland processes several types of regulatory applications from state member banks, bank holding companies, and their shareholders, including applications to form a bank holding company or acquire another bank or bank holding company. This function is consistent with the Federal Reserve System's supervision of state-chartered member banks and bank holding companies. Laws frequently addressed by the Federal Reserve System through the regulatory applications function include the Bank Holding Company Act, Change in Bank Control Act, Federal Reserve Act, and the Federal Deposit Insurance Act.
Refer to the Applications Filing Information page located on the Board of Governors public web site for general guidance with respect to the regulatory requirements and processing standards. If you have questions about a specific regulation, contact the corresponding member of the Supervision and Regulation staff.
Banking Market Definitions
These preliminary banking market definitions are currently used by the Federal Reserve Bank of Cleveland in analyzing the competitive effects of banking proposals within the Fourth District. The market definitions are typically based upon several factors that include, but need not be limited to, trade areas, commuting patterns, political boundaries, and location and size of banks and other financial institutions.
Circular Letters
Circular letters announce news, policy, and guidance from the Board of Governors. To subscribe to these letters, please sign up using the Electronic Notification System.