Directors: Cleveland
As of December 31, 1997

G. Watts Humphrey, Jr.		I.N. Rendall Harper, Jr.
Chairman & Federal Reserve Agent President GWH Holdings, Inc. Pittsburgh, Pennsylvania		President & CEO American Micrographics Co., Inc. Monroeville, Pennsylvania
David H. Hoag		Tiney M. McComb
Deputy Chairman Chairman & CEO The LTV Corporation Cleveland, Ohio		Chairman & President Heartland BancCorp Gahanna, Ohio
David A. Daberko		Michele Tolela Myers
Chairman & CEO National City Corporation Cleveland, Ohio		President Denison University Granville, Ohio
David S. Dahlmann		David L. Nichols
President & CEO Southwest National Corporation Greensburg, Pennsylvania		Chairman & CEO Mercantile Stores, Inc. Fairfield, Ohio
Robert Y. Farrington
Former Executive Secretary–Treasurer Ohio State Building and Construction Trades Council Columbus, Ohio
		Federal Advisory Council Representative As of December 31, 1997
		Robert W. Gillespie
		Chairman & CEO KeyCorp Cleveland, Ohio