Directors: Cleveland
As of December 31, 1997

  G. Watts Humphrey, Jr.  I.N. Rendall Harper, Jr.
Chairman & Federal
Reserve Agent

President
GWH Holdings, Inc.
Pittsburgh, Pennsylvania
President & CEO
American Micrographics Co., Inc.
Monroeville, Pennsylvania
David H. Hoag  Tiney M. McComb
Deputy Chairman
Chairman & CEO
The LTV Corporation
Cleveland, Ohio

Chairman & President
Heartland BancCorp
Gahanna, Ohio
 David A. Daberko  Michele Tolela Myers
Chairman & CEO
National City Corporation
Cleveland, Ohio
President
Denison University
Granville, Ohio
 David S. Dahlmann  David L. Nichols
President & CEO
Southwest National Corporation
Greensburg, Pennsylvania
Chairman & CEO
Mercantile Stores, Inc.
Fairfield, Ohio
 
Robert Y. Farrington
 
Former Executive
Secretary–Treasurer
Ohio State Building and
Construction Trades Council
Columbus, Ohio
   Federal Advisory Council Representative
As of December 31, 1997
   Robert W. Gillespie
 
Chairman & CEO
KeyCorp
Cleveland, Ohio