This brick home, located in Cleveland's Hough neighborhood, was the subject of an appraisal test project that illustrated the potentially discriminatory practices that can occur in mortgage lending. If we are to revitalize our distressed communities, we must ensure fair and equal access to home mortgage credit. To that end, a group of Cleveland-area housing, real estate, and lending professionals participated in the Greater Cleveland Residential Housing and Mortgage Credit Project, a community-based effort to eliminate discrimination and disparate treatment in the home buying process. Concluded in April 1997, the Cleveland project is being modeled in cities across the nation.

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