As of December 31, 1996

Jerry L. Jordan
President & Chief Executive Officer

Sandra Pianalto
First Vice President & Chief Operating Officer

Charles A. Cerino
Senior Vice President
Cincinnati and Columbus Offices
Check, Marketing functions

Lawrence Cuy
Senior Vice President
Information Technology, Financial Management Services

R. Chris Moore
Senior Vice President
Banking Supervision and Regulation, Credit Risk Management, Data Services

Samuel D. Smith
Senior Vice President
Facilities, Protection, Business Continuity Planning, Information Security

Mark S. Sniderman
Senior Vice President & Director of Research
Corporate Communications & Community Affairs

Harold J. Swart
Senior Vice President
Pittsburgh Office
Cash/Securities, Fiscal functions

Donald G. Vincel
Senior Vice President
Unisys IPS development, EEO Officer

Robert F. Ware
Senior Vice President
Cleveland Operations
ACH, Funds Transfer, Electronic Delivery Services functions

David E. Altig
Vice President & Economist
Monetary Policy and Macroeconomics

Andrew J. Bazar
Senior Consultant
Information Technology Services

Terry N. Bennett
Vice President
Information Technology Services

Jake D. Breland
Vice President
Banking Supervision and Regulation

Andrew C. Burkle, Jr.
Vice President
Banking Supervision and Regulation

David P. Jager
Vice President
Cash, Securities/Fiscal, Custody Control

Rayford P. Kalich
Vice President
Banking Supervision and Regulation, Credit Risk Management, Data Services

Robert W. Price
Vice President
Check Collection, ACH, Funds Transfer, Electronic Delivery Services

Edward E. Richardson
Vice President
Marketing

Terrence J. Roth
Vice President
Quality

Susan G. Schueller
Vice President & General Auditor

James B. Thomson
Vice President & Economist
Financial Services Research Group

Joseph C. Thorp
Vice President
Building

Robert Van Valkenburg
Vice President
Financial Management Services

Peggy A. Velimesis
Vice President
Human Resources

Andrew W. Watts
Vice President & General Counsel

Charles F. Williams
Vice President
Automation, Check Collection, Accounting
Cincinnati and Columbus Offices

James A. Blake
Consultant
Information Technology Services

Raymond L. Brinkman
Assistant Vice President
Automation, Building, Cash, Protection
Pittsburgh Office

Michael F. Bryan
Assistant Vice President & Economist
Research

William D. Fosnight
Assistant Vice President & Assistant General Counsel

Joseph G. Haubrich
Consultant & Economist
Research

Barbara H. Hertz
Assistant Vice President
Facility/Automation Services, Cash/Fiscal, Protection, Registered Mail, EEO
Cincinnati Office

Stephen H. Jenkins
Assistant Vice President
Banking Supervision and Regulation

Kevin P. Kelley
Assistant Vice President
Budget, Expense, Financial Planning

William J. Major
Assistant Vice President
Check Collection

Laura K. McGowan
Assistant Vice President & Corporate Secretary, Community Affairs Officer
Corporate Communications & Community Affairs

Stephen J. Ong
Assistant Vice President
Banking Supervision and Regulation

James W. Rakowsky
Assistant Vice President
Facilities, Business Continuity Planning, Building Transition

Kimberly L. Ray
Assistant Vice President
Check Collection
Pittsburgh Office

David E. Rich
Consultant
Information Technology Services

John P. Robins
Consultant
Banking Supervision and Regulation

Robert B. Schaub
Assistant Vice President
Accounting, General Services, Fiscal, Securities, EEO
Pittsburgh Office

William J. Smith
Assistant Vice President
Human Resources

Gregory L. Stefani
Assistant Vice President
Banking Supervision and Regulation

Edward J. Stevens
Consultant & Economist
Financial Services Research Group

Henry P. Trolio
Assistant Vice President
Information Technology Services, Deputy EEO Officer

Darell R. Wittrup
Assistant Vice President
Accounting, Billing

Consultants are highly skilled employees who contribute to attaining the Banks goals through their specialized professional or technical skills.


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