This annual report was prepared by the Corporate Communications & Community Affairs Department of the Federal Reserve Bank of Cleveland.

For additional printed copies, contact the Corporate Communications & Community Affairs Department, Federal Reserve Bank of Cleveland, P.O. Box 6387, Cleveland, OH 44101, or call 1-800-543-3489 (OH, PA, WV) or 216-579-2001.

ACKNOWLEDGMENTS

Managing Editor:

Robin Ratliff

Production Editor:

Tess Ferg

Writer:

Robert Sberna

Special Contributor:

Martha Maher

Designer:

Michael Galka

World Wide Web Designer:

Lydia Leovic

Photographers:

The Reuben Group— Executive portrait, Cleveland project participants,  Directors

Bill Pappas—Cover

Janet Century—Another Cleveland Neighborhood, Cleveland Project, View 1, View 2

Mort Tucker—Cleveland project