Large Shareholders and Market Discipline in a Regulated Industry: A Clinical Study of Mellon Bank, (with J. Haubrich) Federal Reserve Bank of Cleveland Working Paper 9803, February 1998. Under review at Accounting and Finance.

Depositor Preference Legislation and Failed Bank Resolution Costs, (with W.P. Osterberg) Federal Reserve Bank of Cleveland, Working Paper 9715 (December 1997).

Reliability Analysis of the Federal Reserve Automated Payments Systems, (with A. Burnetas and G. Reynolds), Federal Reserve Bank of Cleveland, Financial Services Working Paper 0397, November 1997. Under review at American Journal of Mathematical and Management Sciences.