Mortgage Lending Patterns
These data briefs provide periodic snapshots of mortgage lending activity and foreclosure patterns in the Fourth District through the use of maps and charts.
- For this edition of our data brief, we look at how loans are faring 12 months after they enter foreclosure, and compare results from two time periods: those entering foreclosure in the first half of 2009, and those entering in the first half of 2010. Read more
- Housing markets are still struggling. The latest edition of Mortgage Lending Patterns takes a regional look at housing conditions in the Fourth District. Our analysis, based on data from May 2011, shows that home prices within Ohio MSAs—among them Cleveland, Akron, Cincinnati, Columbus, and Toledo—have fallen further from their peaks than MSAs in the surrounding Fourth District states, such as Pittsburgh. Find out more, including a look at trends in delinquency and foreclosure rates in Ohio, Pennsylvania, Kentucky, West Virginia, and the nation as a whole. Read more
- The 8th edition of the data brief finds that the glut of loans greater than 90 days delinquent is subsiding from its high in early 2010 as they naturally progress into foreclosure. But the increase in the foreclosure rate does not fully account for the decline in the rate of loans greater than 90 days delinquent; therefore, additional reasons must be at work. Find out what some of these are, as well as access charts and maps detailing delinquency, foreclosure rates, and more in the Fourth District states. Read more