Kentucky Fourth District Market Definitions
The counties listed below located in Eastern Kentucky are within the Fourth District and the banking markets are defined by the Federal Reserve Bank of St. Louis. Banking markets that straddle Federal Reserve Districts are maintained on a cooperative basis between the respective Reserve Banks. As a result, bordering Reserve Bank districts should also be consulted.
List updated as of September 12, 2008.
Fourth District
| Kentucky County | Market Name |
|---|---|
| Bath | Mt. Sterling |
| Bell | Middlesboro KY-TN-VA |
| Boone | Cincinnati OH-KY-IN |
| Bourbon | Lexington |
| Boyd | Huntington WV-KY-OH and Portsmouth OH |
| Bracken | Cincinnati OH-KY-IN |
| Breathitt | Hazard |
| Campbell | Cincinnati OH-KY-IN |
| Carter | Grayson |
| Clark | Lexington |
| Clay | Corbin-London |
| Elliott | Grayson |
| Estill | Richmond |
| Fayette | Lexington |
| Fleming | Maysville |
| Floyd | Pikeville |
| Garrard | Danville and Richmond |
| Grant | Cincinnati OH-KY-IN |
| Greenup | Huntington WV-KY-OH and Portsmouth OH |
| Harlan | Harlan County |
| Harrison | Cynthiana |
| Jackson | Jackson County |
| Jessamine | Lexington |
| Johnson | Johnson County |
| Kenton | Cincinnati OH-KY-IN |
| Knott | Hazard |
| Knox | Corbin-London |
| Laurel | Corbin-London |
| Lawrence | Lawrence County |
| Lee | Lee-Owsley |
| Leslie | Hazard |
| Letcher | Letcher County |
| Lewis | Maysville |
| Lincoln | Danville |
| Madison | Richmond |
| Magoffin | Magoffin County |
| Martin | Martin County |
| Mason | Maysville |
| McCreary | McCreary County |
| Menifee | Mt. Sterling |
| Montgomery | Mt. Sterling |
| Morgan | Morgan County |
| Nicholas | Lexington |
Non-Fourth District
| Kentucky County | Market Name |
|---|---|
| Owsley | Lee-Owsley |
| Pendleton | Cincinnati OH-KY-IN |
| Perry | Hazard |
| Pike | Pikeville |
| Powell | Lexington |
| Pulaski | Pulaski County |
| Robertson | Maysville |
| Rockcastle | Richmond |
| Rowan | Rowan County |
| Scott | Lexington |
| Whitley | Corbin-London |
| Wolfe | Wolfe County |
| Woodford | Lexington |
Constituent Areas
| Market Name | Constituent Areas |
|---|---|
| CINCINNATI OH-KY-IN | Brown, Butler, Clermont, Hamilton and Warren Counties, OH; Dearborn County, IN; and Boone, Bracken, Campbell, Gallatin, Grant, Kenton and Pendleton Counties, KY; and the New Liberty and Owenton census county divisions in Owen County, KY |
| CORBIN-LONDON | Clay, Knox, Laurel, and Whitley Counties |
| CYNTHIANA | Harrison County |
| DANVILLE | Boyle, Lincoln and Mercer Counties; Garrard County(minus the Paint Lick census county division); and Casey County (minus the Dunnville census county division). |
| GRAYSON | Carter and Elliott Counties |
| HARLAN COUNTY | Harlan County |
| HAZARD | Brethitt, Knott, Leslie, and Perry Counties |
| HUNTINGTON WV-KY-OH | Wayne County WV; Cabell County WV except the Charleston WV RMA part; Boyd County KY, Greenup County KY exceptthe Fullerton CCD; and Lawrence County OH |
| JACKSON COUNTY | Jackson County |
| JOHNSON COUNTY | Johnson County |
| LAWRENCE COUNTY | Lawrence County |
| LEE-OWSLEY | Lee and Owsley Counties |
| LETCHER COUNTY | Letcher County |
| LEXINGTON | Bourbon, Clark, Fayette, Jessamine, Nicholas, Powell, Scott, and Woodford Counties. |
| MAGOFFIN COUNTY | Magoffin County |
| MARTIN COUNTY | Martin County |
| MAYSVILLE | Lewis, Fleming, Mason, and Robertson Counties. |
| MC CREARY COUNTY | McCreary County |
| MIDDLESBORO AREA KY-TN-VA | Bell County KY, Claibourne County TN, plus the towns of Rose Hill and Ewing in Lee County, Virginia |
| MORGAN COUNTY | Morgan County |
| MOUNT STERLING | Bath, Menifee, and Montgomery Counties |
| PIKEVILLE | Floyd and Pike Counties |
| PORTSMOUTH OH-KY | Scioto County, OH and Fullerton CCD in Greenup County, KY |
| PULASKI COUNTY | Pulaski County |
| RICHMOND | Madison, Estill, and Rockcastle Counties, and Paint Lick CCD in Garrard County |
| ROWAN COUNTY | Rowan County |
| WOLFE COUNTY | Wolfe County |
For more information regarding banking market definitions for the Fourth Federal Reserve District, please contact the Regulatory Applications/Competitive Factor section of the Supervision and Regulation Department: Thomas A. Hendricks, Applications Examiner/Competitive Factor Analysis, 216.579.3165.
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